The Upper West Side! Fantastic 3 bed 1.5 bath DUPLEX,  move in condition.  Located 90th and   Columbus. Upstairs are the bedrooms and the half bath, walk in closet in the primary bedroom. Southern exposure. Coop features doorman/doorwomen lobby, 24/7 laundry, community room, private courtyard (under renovation) and parking garage (wait list) and bike room. Retirement funds are exempt. Pet friendly. No cash purchases. Sublets are permitted with restrictions. Gifting of up to 50% of down-payment permitted.  This is a HDFC building or income restrictions applied,